Beyond Price: Deal Breakers
By Stephanie Tallman Smith
 Everyone has that one item that is non-negotiable and if the house they are considering lacks it, they will not budge. The sellers could be practically giving the house away but if it doesn't come with that one special feature, they can forget about landing that particular buyer. For some it could be a swimming pool, while others would buy a house with only one bathroom before they would consider buying one without a fireplace... Read More Gathering Mortgage Documents
By B. Conrad
 It is a good idea for anyone considering the purchase of a home to gather the documents they may need and keep them in a safe place. In some cases the documents needed may already be available as part of your tax preparation paperwork, but in other cases it is necessary to gather additional information not included on the tax return.
The documents lenders will most likely ask to see are:
• W2 forms for the past two years.
• Federal income tax returns for the past two years... Read More Selling Your Home: Should You Lower Your Asking Price?
By Sally Aquire
 Setting the right price is crucial when selling your home. If you overestimate the value of your house, you risk alienating potential buyers who will not be able to afford to buy it. On the other hand, pricing your house at far less than it is worth can leave potential buyers wondering whether it has hidden problems. Having your house professionally valued can help you to set a fair price, but what happens if this price is not fetching any buyers? At this point, homeowners... Read More |